Vet Bill In. Money Back Out.

Pick a plan, add your pet's name, age, and breed. No medical exam, no vet records required to sign up.

Go to the vet you already trust — your regular clinic, urgent care, or a 24-hour emergency hospital. No networks, no referrals.

Pay your vet as usual, then upload a photo of the itemized receipt in the Hey Hiro portal. That's the whole claim.

We review it fast and send up to 75% of the eligible amount straight to your bank account. No deductible to meet first.

Covered

Not Covered

Routine wellness visits and vaccines are covered on Basic Safety Net up to its per-event cap.

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Back in your account

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Plans & pricing

Monthly Annual · 2 months free

Basic Safety Net

Essential preventive care & minor accident protection

Budget-conscious owners; minor accident & urgent care safety net.

Choose Basic

Emergency Care

Comprehensive safety net for unexpected visits & surgeries

Single-pet households seeking robust emergency & surgical backup.

Protect my pet ↗

Multi-Pet Family

Robust emergency coverage for 2+ pets

Multi-pet homes (2–4 pets) needing pooled emergency coverage.

Choose Multi-Pet